American Express is one of the most leading financial service providers in credit card industry. American Express has American express understands the needs of customers and different products but it is popular products are credit cards, charge cards and traveler’s cheque business. American Express products and services are for small business, large corporations and individual consumer. Currently CEO of American Express is Kenneth Chenault. In 1915 American Express introduced travel division and after sometime they establish their first travel agency. The main purpose of American Express travel agencies is making traveling easy all over the world. In 1946 American express established travel charge card. This card was made of paper and has only account number and name of the account holder. But in 1959 they introduced embossed plastic cards. American Express card is suitable for both businesses and consumers. They have best rewards and cash rebates cards.

Gold card was introduced in 1966 by American express. In 1982 Platinum card was introduced that had $250 annual fee. It was offered only for American Express Customers. American Express’s first credit card product was optima card that was introduced in 1987 but it was not promoted. Some other co brands of optima card are JetBlue Card and the Starwood Preferred Guest Card. They also offered different customer rewards. These rewards are the Blue Cash Rebate Card and the Blue from American Express Card. Optima True Grace Card was offered in 1994. By using these cards you can purchase any thing if you have no balance on the card. Interest Protection American Express Card also has this feature. For credit cards you need to apply online if you have poor amount of balance and also have to submit personal money to retain the balance level. Normally credit limit of secured credit cards is less than usual cards.

In 1999, Centurion Card was introduced by American Express that offers the variety of exclusive benefits. It is also known as Black Card. They also introduced American Express Blue. It has no annual fee. American Express Blue also offer reward programs and multi functional onboard clip. Blue quickly became popular among young due to their attractive marketing Campaign. Another popular version of American Express is Blue Cash. American Express introduced American Express Credit Card without fee. Some other brand of American Express cards are The Knot Credit Card, The Nest Credit Card, ExpressPay, MasterCard PayPass, Red Card, Plum Card etc. City Rewards Cards are also introduced. With the help of this card you can earn rewards point to eat, drink and play anywhere in New York and some other places.

American Express cards are best for small businesses. They offer very nominal rates and zero percent introductory cash back. American Express offers you secure online shopping. American Express Business credit cards for small business increases your confidence and security by give you online fraud protection guarantee. They offer number of flexible reward programs for their consumers. Annual fee for primary card holder and extra card holder is nominal. American Express also offers different saving programs for small businesses. They can get discount on variety of products and services form their participating merchants. Participating Merchants of American Express are FedEx, AT&T, delta, Hertz and many more. American express business cards offer different services and benefits for small businesses. Different benefits of American Express business card are purchase protection, auto rental insurance and emergency assistant etc. American Express also provides you best travel related services and travel accident insurance.

American express business Gold reward card is best option for small businesses. You can earn up to 40,000 bonus points in one year. They offer different reward programs like trip airline ticket and business supplies without annual fee for the first year. It has no preset spending limit. Express card has no finance charges. American Express rewards points have no expiry date. American Express Blue sky business card is also good option for small business. By using this card you can earn one point for every dollar you spend. You can travel anytime because it has no blackout time or restrictions. American Express Blue sky business card provides travel accident insurance, buyer’s insurance and return protection.